For sole traders, freelancers and side hustles
Run your hustle like a business
Make an invoice or a quote in a minute, with VAT done right if you are registered and none if you are not. Then check turnover tax, the new VAT threshold and whether a (Pty) Ltd makes sense. Free, and nothing you type leaves your browser.
- Sources: SARS, the VAT Act and BizPortal
- Reviewed 30 October 2026
- No sign-up, no data collected
Tools
Calculators update as you type. Invoices and quotes download as PDFs.
Invoices and quotes Professional PDFs in a minute, with or without VAT
Tax and registration Turnover tax, VAT registration and choosing your business structure
Turnover tax calculator 2026/27
The new 0% band up to R600 000 and the R2.3 million limit, compared with normal income tax.
Open calculatorDo I need to register for VAT?
Check your sales against the new R2.3 million compulsory and R120 000 voluntary thresholds.
Open calculatorSole proprietor vs (Pty) Ltd
Compare the tax on your profit as a sole trader with a company paying you a salary and dividends.
Open calculatorThe numbers at a glance
- Compulsory VAT registration
- > R2 300 000
- Voluntary VAT registration
- > R120 000
- Turnover tax limit
- R2 300 000
- Full tax invoice needed
- > R5 000
- Company tax rate
- 27%
- Register a (Pty) Ltd
- R125
taxable sales in 12 months, from 1 April 2026 (was R1 000 000)
from 1 April 2026 (was R50 000)
with 0% on the first R600 000 of turnover (2026/27)
issue within 21 days, keep for 5 years (VAT 404)
or small business corporation rates from 0% on the first R99 000
on BizPortal, or R175 with a name
Plain-English guides
What SARS expects, with links to the official pages.
What must be on a tax invoice?
Full and abridged tax invoices, the R5 000 and R50 limits, and invoices if you are not VAT registered.
Read the guideTurnover tax explained
Who qualifies, the 2026/27 changes, how to register, payments and the records you must keep.
Read the guideSole proprietor or company?
How each is taxed, registering a (Pty) Ltd on BizPortal, and what SARS needs from you.
Read the guideTax on a side hustle
Declaring side income, provisional tax, expenses you can claim and when VAT applies.
Read the guideWhy KayaHustle?
Official sources only
Every rate and limit links to SARS, the VAT 404 guide or BizPortal, with the date we checked it. Anything not yet confirmed is flagged on the page.
Made for small hustles
Plain language for people starting out, whether you sell cakes, fix phones or freelance. No accounting jargon, no account to create.
Private by design
Invoices, quotes and PDFs are created in your browser. Your business and customer details are never sent to us.